Terms of Use

Last updated: January 2024

Agreement to Terms

By accessing and using the finovault-tec website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this website.

Description of Services

finovault-tec provides financial education services including workshops, one-to-one sessions, and educational materials. Our services are designed to improve financial literacy and understanding. We do not provide regulated financial advice, investment recommendations, or tax advice.

Educational Purpose

All information and services provided by finovault-tec are for educational purposes only. The content on this website and delivered through our services:

• Is intended to improve general financial understanding
• Does not constitute professional financial, investment, tax, or legal advice
• Should not be relied upon for making financial decisions without consulting appropriate professionals
• May not be suitable for your individual circumstances

No Guarantees

While we strive to provide accurate and helpful information, we make no guarantees regarding:

• The accuracy, completeness, or timeliness of information provided
• Specific financial outcomes or results
• The suitability of information for your particular situation
• The effectiveness of strategies or techniques discussed

Financial results depend on many factors including individual circumstances, market conditions, and personal actions.

User Responsibilities

When using our website and services, you agree to:

• Provide accurate information when making enquiries or booking services
• Use the website and services for lawful purposes only
• Not attempt to interfere with the proper functioning of the website
• Not reproduce, duplicate, or exploit any part of the website without permission
• Seek appropriate professional advice before making financial decisions

Intellectual Property

The content on this website, including but not limited to text, graphics, logos, images, and educational materials, is the property of finovault-tec and is protected by copyright and other intellectual property laws.

You may not:

• Reproduce, distribute, or publish any content without prior written permission
• Modify or create derivative works from our content
• Use our content for commercial purposes without authorisation
• Remove any copyright or proprietary notices

Service Booking and Payment

When booking our services:

• All prices are displayed in British Pounds (GBP) and include VAT where applicable
• Payment terms will be confirmed at the time of booking
• Cancellations must be made at least 48 hours before scheduled sessions
• We reserve the right to reschedule sessions with reasonable notice

Limitation of Liability

To the fullest extent permitted by law, finovault-tec shall not be liable for:

• Any indirect, incidental, or consequential damages arising from use of our website or services
• Any financial losses resulting from decisions made based on our educational content
• Any damages resulting from interruption or unavailability of our website
• Any errors or omissions in content provided

Our total liability for any claim arising from our services shall not exceed the amount paid by you for those specific services.

Indemnification

You agree to indemnify and hold harmless finovault-tec, its directors, employees, and affiliates from any claims, damages, or expenses arising from your use of the website or services, your violation of these terms, or your violation of any rights of a third party.

External Links

Our website may contain links to external websites. We are not responsible for the content, privacy practices, or availability of these external sites. The inclusion of any link does not imply endorsement by finovault-tec.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified terms.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our website or services at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and finovault-tec regarding use of the website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

finovault-tec
47 Commerce Street
London, EC2A 4QR
United Kingdom

Email: [email protected]